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Guaranteed Single Lifetime Income Options
A Single Life Immediate Annuity guarantees you will never
outlive your income. The SPIA provides a regular, guaranteed income payments
for life. In retirement planning the SPIA is the only product that guarantees you will never
outlive your retirement income.
Key Benefits
 | Longevity protection - Guaranteed an income that can not be outlived. |
 | Stable level income - The guaranteed payment will never decrease. |
 | Inflation protection - A single life annuity has the option to guarantee
increases annually. |
 | Direct deposit - Payment can be sent directly to a bank account. |
Single Life Pricing Options
| Type |
Description |
| Life ONLY |
The income payments
will cease upon death |
| Life With Period Certain |
This option provides a guaranteed income for life plus if death occurs prior to the end of a specified period (5 to 50 years)
the payments
will be transferred to the beneficiary for the remainder of that period. |
| Life With Refund
(money back guarantee) |
This option provides a guaranteed income for life
and also guarantees the total of the
payments received will never be less than the total of the premium paid to
purchase this option. |

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